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Stuecker and Associates Inc. | Are You A Compulsive Spender? - Stuecker and Associates Inc.
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Are You A Compulsive Spender?

While many of us occasionally over-spend, compulsive spenders regularly over-spend. If you recognize that your shopping or spending feels out of control, the self-test below can help you assess your behavior and determine what to do about it:

Ask yourself the following questions:

  1. Do you shop as a result of being disappointed, angry or scared?
  2. Are your shopping/spending habits causing emotional distress or chaos in your life?
  3. Do you have arguments with others regarding your shopping or spending habits?
  4. Do you feel lost without credit cards?
  5. Do you buy items on credit that you would not buy with cash?
  6. Does shopping give you a feeling of euphoria and anxiety at the same time?
  7. Does spending or shopping feel like a reckless or forbidden act?
  8. Do you feel guilty, ashamed, embarrassed or confused after shopping or spending money?
  9. Are many of your purchases never used?
  10. Do you lie to others about what was bought or how much money was spent?
  11. Do you think excessively about money?
  12. Do you spend a lot of time juggling accounts and bills to accommodate spending?

Four or more “yes” answers to the questions above indicates a problem with spending.

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